AAF

See annual adjustment factor (US Dept of HUD)

AAHU

Average annual habitat units. (US Dept of the Interior- Bureau of Reclamation)

AAM

Annual arithmetic mean. (US Dept of the Interior- Bureau of Reclamation)

AC

Alternate current. (Energycodes.gov) Ft - acre-foot, acre-feet. (US Dept of the Interior- Bureau of Reclamation) Acre. (US Dept of the Interior- Bureau of Reclamation)

ACC

See annual contribution contract (US Dept of HUD)

ACEC

Area of critical environmental concern. (US Dept of the Interior- Bureau of Reclamation)

ACER

Assistant Commissioner - Engineering and Research. (US Dept of the Interior- Bureau of Reclamation)

ACES

Automated Coastal Engineering System. (US Dept of the Interior- Bureau of Reclamation)

ACGIH

American Conference of Government Industrial Hygienists. (US Dept of the Interior- Bureau of Reclamation)

ACH

Stands for Automated Clearing House and relates to electronic payments processing. (National Credit Union Administration) Air changes per hour. (Energycodes.gov) Air changes per hour. The amount of air in a building that leaks out or is removed by a fan and is replaced by outdoor air. Usually listed as a fraction of one air change per hour, such as .35 ACH. (US Environmental Protection Agency)

ACHP

Advisory Council on Historic Preservation. (US Dept of the Interior- Bureau of Reclamation)

ACR

Alkali-carbonate reaction. (US Dept of the Interior- Bureau of Reclamation)

ACRM

Assistant Commissioner-Resources Management. (US Dept of the Interior- Bureau of Reclamation)

ACS

See American Community Survey. (US Dept of HUD)

ADI

Acceptable daily intake. (US Dept of the Interior- Bureau of Reclamation)

ADT

Average daily traffic. (US Dept of the Interior- Bureau of Reclamation)

af

Acre-feet. (US Dept of the Interior- Bureau of Reclamation)

af/yr

Acre-feet per year. (US Dept of the Interior- Bureau of Reclamation)

AFO

Auburn-Folsom Office (Auburn, CA). (US Dept of the Interior- Bureau of Reclamation)

AFRP

Anadromous Fish Restoration Program. (US Dept of the Interior- Bureau of Reclamation)

afy

Acre-feet per year. (US Dept of the Interior- Bureau of Reclamation)

ag

Agriculture (US Dept of the Interior- Bureau of Reclamation)

AHAM

Association of Home Appliance Manufacturers. (Energycodes.gov)

AHP

See Affordable Housing Program (US Dept of HUD)

AHRI

Air-Conditioning, Heating and Refrigeration Institute. (Energycodes.gov)

AHS

See American Housing Survey (US Dept of HUD) Archaeological and Historical Services. (US Dept of the Interior- Bureau of Reclamation)

AI

See Analysis of Impediments (US Dept of HUD)

AIPC

American Indian Program Council. (US Dept of the Interior- Bureau of Reclamation)

AIS

Automated Information System. (US Dept of the Interior- Bureau of Reclamation)

AISC

American Institute of Steel Construction. (US Dept of the Interior- Bureau of Reclamation)

aka

Also known as. (US Dept of the Interior- Bureau of Reclamation)

ALM

Stands for Asset Liability Management. A structured process for assessing risks related to matching timing, interest rate, repricing of a credit union's assets and liabilities. (National Credit Union Administration)

AMAC

NCUA's Asset Management Assistance Center. AMAC oversees liquidation payouts, managing assets acquired from liquidations and management of recoveries for the National Credit Union Share Insurance Fund. AMAC also provides assistance and advice pertaining to conservatorships, real estate and consumer loans, appraisals, bond claim analysis and reconstructing accounting records. (National Credit Union Administration)

AMCR

Alternative management control review. (US Dept of the Interior- Bureau of Reclamation)

annuity

An amount paid yearly or at other regular intervals, often at a guaranteed minimum amount. Also, a type of insurance policy in which the policy holder makes payments for a fixed period or until a stated age, and then receives annuity payments from the insurance company. (Federal Trade Commission) A series of equal payments made at regular intervals, with interest compounded at a specified rate. (Federal Reserve Education) A life insurance contract sold by insurance companies, brokers, and other financial institutions. It is usually sold as a retirement investment. An annuity is a long-term investment and can have steep surrender charges and penalties for withdrawal before the annuity's maturity date. (Annuities are not FDIC insured.) (Help With My Bank) A sum of money paid at regular intervals, often annually. (HardwickAssociates)

ANSI

American National Standards Institute. (Energycodes.gov)

APCD

Air Pollution Control District. (US Dept of the Interior- Bureau of Reclamation)

APE

Area of potential effect. (US Dept of the Interior- Bureau of Reclamation)

APPS

See Active Partners Performance System (US Dept of HUD)

APR

See also: Annual Percentage Rate (Ginnie Mae)

AQIA

Air quality impact analysis. (US Dept of the Interior- Bureau of Reclamation)

AQMP

Air Quality Management Plan. (US Dept of the Interior- Bureau of Reclamation)

ARM

See also: Adjustable Rate Mortgage (Ginnie Mae) See Adjustable Rate Mortgage (US Dept of HUD) Adjustable Rate Mortgage. See "Variable Rate Mortgage." (Old Republic National Title Insurance Co)

ARP

See Accelerated Resolution Program (ARP) (Federal Deposit Insurance Corporation) Address resolution protocol. (US Dept of the Interior- Bureau of Reclamation)

ASAP

As soon as possible. (US Dept of the Interior- Bureau of Reclamation)

ASCE

American Society of Civil Engineers. (US Dept of the Interior- Bureau of Reclamation)

ASCII

American Standard Code for Information Interchange. (US Dept of the Interior- Bureau of Reclamation)

ASHRAE

Formerly referred to as the American Society of Heating, Refrigerating and Air-Conditioning Engineers. (Energycodes.gov) American Society of Heating, Refrigerating, and Air-Conditioning Engineers is an international group which is organized for the purpose of advancing the arts and sciences of heating, ventilation, air conditioning and refrigeration through research, standards writing, continuing education and publications. (US Environmental Protection Agency) Abbreviation for the American Society of Heating, Refrigeration, and Air-Conditioning Engineers. (US Dept of Energy)

ASHRAE/IES

The American Society of Heating, Refrigerating and Air-Conditioning Engineers/Illuminating Engineering Society Standard. (Energycodes.gov)

ASME

American Society of Mechanical Engineers. (Energycodes.gov)

ASR

Alkali-silica reaction. (US Dept of the Interior- Bureau of Reclamation)

assessor

A public official who establishes the value of a property for taxation purposes. (Federal Trade Commission) A government official who is responsible for determining the value of a property for the purpose of taxation. (US Dept of HUD) A public official who evaluates property for the purpose of taxation. (Old Republic National Title Insurance Co) The jurisdictional official who performs the assessment and assigns the value of a property. (HardwickAssociates)

ASSR

Alkali-silicate/silica reaction. (US Dept of the Interior- Bureau of Reclamation)

assumable mortgage

A mortgage loan that can be taken over (assumed) by the buyer when a home is sold. An assumption of a mortgage is a transaction in which the buyer of real property takes over the seller�s existing mortgage; the seller remains liable unless released by the lender from the obligation. If the mortgage contains a due-on-sale clause, the loan may not be assumed without the lender�s consent. (Federal Trade Commission) When a home is sold, the seller may be able to transfer the mortgage to the new buyer. This means the mortgage is assumable. Lenders generally require a credit review of the new borrower and may charge a fee for the assumption. Some mortgages contain a due-on-sale clause, which means that the mortgage may not be transferable to a new buyer. Instead, the lender may make you pay the entire balance that is due when you sell the home. An assumable mortgage can help you attract buyers if you sell your home. (US Dept of HUD) A mortgage which, by its terms, allows a new owner to take over its obligations. (Old Republic National Title Insurance Co) A mortgage that can be taken over by the buyer when a home is sold. (HardwickAssociates)

ASTM

American Society for Testing and Materials, a consensus-based standard setting organization. (US Environmental Protection Agency) Abbreviation for the American Society for Testing and Materials, which is responsible for the issue of many standard methods used in the energy industry. (US Dept of Energy)

ASTS

Above ground storage tanks. (US Dept of the Interior- Bureau of Reclamation)

AUM

Animal unit months. (US Dept of the Interior- Bureau of Reclamation)

authorization

The issuance of approval, by a credit card issuer, merchant, or other affiliate, to complete a credit card transaction. (Help With My Bank) Legislation that establishes or continues the legal operation of a Federal program or agency, either indefinitely or for a specific period of time, or that sanctions a particular type of expenditure. An authorization normally is a prerequisite for an appropriation or other kind of budget authority. An authorization also may limit the amount of budget authority to be provided, or may authorize the appropriation of "such sums as may be necessary." (US Dept of Agriculture- Economic Research Service) Basic substantive legislation or that which empowers an agency to implement a particular program and also establishes an upper limit on the amount of funds that can be appropriated for that program (US Dept of Transportation- Federal Highway Administration) An act by the Congress of the United States which authorizes use of public funds to carry out a prescribed action. (US Dept of the Interior- Bureau of Reclamation)

AWG

The abbreviation for American Wire Gauge; the standard for gauging the size of wires (electrical conductors). (US Dept of Energy)